You probably overpaid
stamp duty. Get it back.
Most homebuyers pay stamp duty on items that are legally exempt. Carpets, curtains, white goods, furniture — none of these should be taxed. We'll show you what you're owed.
Independent. Not a claims firm. We just show you the facts.
How it works
Three simple steps to discover and claim your stamp duty refund.
Use our free estimator
Walk through your property room by room. We'll calculate what your chattels are worth and how much stamp duty you overpaid.
See your estimated refund
Get an instant estimate based on your purchase price, date, and the items included in your property.
Claim it back
Do it yourself with our free guide, or let one of our vetted specialists handle everything on a no-win-no-fee basis.
Why do so many people overpay?
HMRC's own calculator doesn't account for chattels. Solicitors aren't tax specialists. The result? Most buyers pay Stamp Duty Land Tax on the full purchase price — including exempt items like carpets, curtains, and appliances.
“SDLT is only due on land and buildings — not on moveable contents.”
HMRC guidance on chattels and SDLT
Almost nobody knows this, and very few solicitors proactively advise their clients to deduct chattels from the taxable amount. If you bought a property that came with any moveable items — and most do — you've almost certainly overpaid.
Who can claim?
- You bought a property in England or Northern Ireland within the last 4 years
- The property came with items like carpets, curtains, white goods, or furniture
- These items weren't separately valued and deducted from the purchase price
£500 to £10,000+
Typical refund range, depending on your property value and the items included in the purchase.
Frequently asked questions
Yes — HMRC guidance explicitly excludes chattels (moveable items) from Stamp Duty Land Tax. You're entitled to pay SDLT only on the land and buildings, not on moveable contents like carpets, curtains, and appliances.
It depends on your property value and what was included in the purchase. Typical refunds range from £500 to £10,000+. Use our refund estimator for a personalised estimate.
HMRC typically processes overpayment relief claims within 30 days of submission. Some claims may take longer if HMRC requests additional information.
Yes. You can claim overpayment relief within 4 years of your purchase date. After that, the window closes permanently. For return amendments, the deadline is 12 months and 14 days from the filing date.
Not necessarily — you can claim yourself using HMRC's online service. However, a specialist ensures correct valuations and handles the entire process, typically on a no-win-no-fee basis.
Chattels are moveable items not permanently fixed to the property. Common examples include fitted carpets, curtains, freestanding white goods (fridge, washing machine), furniture, garden sheds, and light fittings.
From our sister site
Are you in the wrong council tax band?
Millions of UK homes are overbanded. TaxBandCheck compares your band against similar properties in your postcode — free, instant, no council tax number needed.
Check your band at TaxBandCheck →Don't leave money on the table
The average homebuyer overpays by more than they realise. Check your refund in 2 minutes.
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